Payment gateway

Cartex APM: Alternative Payments, Maximum Advantage

Today’s users expect more than cards and cash. Cartex Alternative Payment Methods (APMs) let you deliver exactly that — a fast, flexible, and fully integrated way to accept payments through digital wallets, bank transfers, mobile top-ups, and more.

No friction. No complexity. Just the freedom to pay, the way users want.

Lower Cart Abandonment

More options = fewer drop-offs. APMs increase completion rates by aligning with user expectations at checkout.

Meet users where they are, and close the sale.

Faster Transactions, Happier Users

Our APM stack processes payments faster than traditional methods, cutting down delays and elevating UX.

Customers get what they want, instantly

Fair Fees, Transparent Margins

We price for scale, not confusion. No mystery fees. No surprises. Just straightforward pricing that makes business sense.

You win. So do your users

Real Benefits. Real Business Impact.

Global Reach, Local Trust

With support for regionally dominant methods, you’re instantly credible to international customers, without building custom stacks.

Go cross-border with native conversion power.

Higher Approval Rates

Local methods, known spending patterns, and adaptive routing result in fewer declines and more successful payments

Less friction. More revenue

Recharge Mobile Credit

Support instant top-ups for SIMs and telco-linked wallets

Centralised Support & Reporting

Track every APM transaction in one dashboard — and support your users in real time

Built for Real Use Cases

Gateway can be easily integrated into the billing process of any system, including E-commerce websites and mobile apps.

Easy Billing Integration

Seamlessly connects to e-commerce, mobile apps, and platform billing engines

Prepaid Mastercardcards and global payouts

Alternative doesn’t mean optional. It means essential.

Cartex APM helps you convert more customers, support more markets, and deliver checkout experiences that build long-term loyalty.

This is Cartex — built for platforms that plan to dominate.