Payment gateway


An alternative payment method (APM) offers ways to pay for goods or services without cash or major card schemes like Visa or Mastercard.

Reducing cart abandonment with APMs

Implementing alternative payment methods (APMs) effectively reduces cart abandonment rates, offering customers diverse payment options that cater to their preferences, ultimately enhancing the overall checkout experience.

Better Customer Experience

Alternative payment methods enhance the customer experience by providing convenient and diverse payment options tailored to individual preferences, fostering smoother transactions and increasing overall satisfaction with the purchasing process.

Fair rates

Cartex ensures fair rates for payouts, offering merchants transparent pricing and competitive fees. This fosters trust and reliability in payment processing solutions, enhancing the appeal of alternative payment methods.

Benefits of the APM

Reaching international markets with APMs

The payment landscape has transformed with alternative methods. In Germany, over 60% opt for PayPal online, while in the Netherlands, iDEAL dominates with a 71% market share.

High approve rates

Alternative payment methods facilitate smoother transactions by leveraging high approval rates. Banks' comprehension of spending habits enhances assessments, boosting payouts, and minimizing declines, ensuring a seamless payment experience for customers.


APM fees vary, but most users will appreciate ours.

Customer support 

Get all you need information to support your client and make them happy


Users can get services faster than ever with our APM methods

Our APM is attractive to final users

Gateway can be easily integrated into the billing process of any system, including E-commerce websites and mobile apps.

Top up

Recharge for additional mobile credit on your SIM card.

Success rate

Users experience reliable and efficient transactions, leading to enhanced satisfaction and trust in the payment system.